Student Dental Plans

Adelaide Dental. 20 Adelaide St E #100, Downtown Toronto.

Using a student plan with us

If you are a student in Toronto, there is a good chance your tuition already includes dental coverage through your student association, and that you have never used it. Bring your student card and we will find your plan, tell you what it covers, and send the claim ourselves.

A large share of these plans are run by Alumo, the administrator that used to be called Studentcare. Adelaide Dental belongs to Alumo's dental network, and that changes what you pay.

Student Dental Plans at Adelaide Dental, Downtown Toronto

How the network changes your bill

Your plan pays a percentage of each service. As a network member, we then reduce the remainder for you if you are on an Alumo plan:

  • Check-ups, x-rays, cleanings and fluoride: reduced by 30 per cent of the fee guide.
  • Other treatment, from fillings to crowns: reduced by 20 per cent.

Let us take a cleaning as an example. If your plan pays 70 per cent, the network reduction covers the other 30, and you pay nothing. Where a plan pays less, you pay the difference between the two and the full fee. We will work out your own figures with you before treatment.

Schools on Alumo plans in the 2026-27 year

Scroll down to find your school. Every plan has its own table setting out its yearly limit and, by type of treatment, the share the plan pays, the network reduction and the amount remaining.

The figures are the ones each student association has published. Plans are renewed every September and the details do change, so please treat the tables as a guide, and we will gladly confirm yours.

If your plan is not an Alumo plan

Students at University of Toronto Mississauga, University of Toronto Scarborough, University of Toronto part-time undergraduate, York and Glendon, York graduate, Queen's, McMaster, Sheridan are on plans run by other administrators. You are welcome here too, and we bill those plans directly as well. The network reduction above does not apply to them, so what you pay is whatever your plan does not cover.

Fitting it around classes

Class schedules are busy, so we try to fit around yours. We are at 20 Adelaide St E, close to King Station. We open early on weekdays, stay open into the evening on Tuesdays and Thursdays, and see patients on Saturdays. A first visit is an examination and usually a cleaning; see fees and insurance for how estimates work.

Find Your School

Each school has its own page, with a table of what its 2026-27 plan pays for each kind of treatment at Adelaide Dental.

15 schools

Student plan questions

How do I know whether I have a plan?

If you are a full-time student and did not opt out, you almost certainly do. Search for your student association's health and dental plan, or bring your student card and we will happily check for you.

What do I need to bring?

Your student card and, if you can, your member ID from your association's plan website. Do not worry if you forget something, because we can usually find the rest.

Will I pay anything for a cleaning?

Often not, on an Alumo plan, because the plan's share and the network reduction together can cover the fee. It depends on your plan, and we will always tell you first.

Can I add my partner or children to my plan?

Many associations let you enrol family members for an extra fee during a set period each term. Your association's plan website has the dates.

Does the plan cover Invisalign?

Most student plans do not include orthodontics. See Invisalign for how treatment and estimates work.

I am an international student. Is it different for me?

Usually not, and you are very welcome here. If you pay the student association's health and dental fee, you are on the same dental plan as everyone else at your school.

Join Our Dental Family

We invite you to join our dental family. We offer trust, care, and skill.

We hope every visit leaves you feeling good about your dental health. Call us today to book your visit. We will work with you toward a lifetime of healthy smiles and kind care. Together, we will build a brighter future, one smile at a time.

Visit Us

Adelaide Dental

20 Adelaide St E #100
Toronto, ON M5C 2T6

On Adelaide Street East just east of Yonge Street, a short walk from King Station.

Call Us (416) 444-7044Get DirectionsOpening Hours

Schedule an Appointment

Pick a time online, or call and we will find one with you.